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How to File a Truck Accident Claim Most accidents involving trucks are caused by carelessness on the part the truck driver or a trucking company. The injured victims usually have to file a lawsuit in order to receive full compensation for their injuries and expenses resulting from accidents. Medical bills are a cost that truck accident victims often have to cover. The insurance company for the responsible party may request an independent medical examination to get a clear picture of your injuries and how they affect your daily routine. Medical Care If you're involved in a truck accident and require medical care to ensure your health and safety. Receiving medical attention as quickly as possible will aid you to record your injuries in order to use them as evidence in your claim. This will also allow you build more convincing evidence that your injuries occurred because of the accident. Medical expenses are a crucial component of any personal injury claim. They show the severity of your injury and how it has affected your life. Without proper documentation of your injuries, you may be unable to recover full compensation for all of your injuries. In certain cases the medical treatment could be so extensive that you are unable to work or return to the normal routine. When this happens you may be able to claim compensation for the loss in income. Additionally, you might be entitled to reimbursement for the costs of any assistive devices you need in order to make your life as normal as is possible. As with any accident it is possible that several parties could be held accountable for the cause of a truck crash. The parties involved include: Truck drivers: They may be employees of a company or those who have a contract to drive for a particular employer, or independent owner-operators. They operate their vehicles for themselves or for the shipper with whom they have a contract. Truck drivers who are negligent, reckless or engaged in unsafe driving may be held accountable for the resultant accident. Other drivers In the event that the negligence of another driver caused an accident, that driver may be held responsible. It is normal for other drivers to share the blame when it comes to truck accidents, especially when the other party was driving in a reckless manner or was distracted. The parties responsible may try to minimize your claim, by deflecting the blame and recording your statement against you, or even tricking you into admitting guilt. This is why it is important to work with an experienced truck accident lawyer. Your lawyer will defend your rights and ensure the responsible party pays the amount you are owed. Lost Wages Accidents with trucks aren't the commonplace. These accidents are more serious and more likely cause permanent disability and long-term injury. They also carry heavier loads that can put the occupants at risk. There are a variety of truck drivers. Owner-operators, who own their vehicles and contract with shippers to pay a fee to haul goods or company drivers who operate vehicles that are owned by their employer. Both parties can be held liable for a crash that involves commercial vehicles based on the circumstances. A person who has been injured in a truck crash and cannot work may be entitled to compensation for the loss of wages. The amount they could have made during the time they were unable work because of their injuries will be used to determine the compensation. This includes regular pay along with benefits such as paid time off or overtime. A judge usually reviews the doctor's note prior to granting damages to the injured party for the loss of wages. The letter must explain the plan of treatment as well as the reason why they were not able to get to work. A letter from their employer verifying their salary, hourly pay and the number of days they were unable to work because of their injury is also required. Once all the evidence is taken into consideration After all the evidence has been gathered, your lawyer will create a demand package that outlines the amount you've lost as a result of the truck crash. This is then sent to insurance company of the other driver with clearly stating the facts of the situation as well as the way you were injured and the amount you're asking for. Negotiations may include back-and forth communication. If a settlement cannot be reached then your lawyer will file a suit on your behalf. In most cases, a plaintiff can seek compensation for lost wages under the bodily injury liability. If this isn't feasible, an injured person can file a claim with their own auto insurance company. It will only be in the amount of their personal injury protection policy (PIP). Suffering and Pain Accidents involving trucks can cause emotional and physical pain in addition to financial loss. These non-economic losses are difficult to measure, but they deserve monetary compensation. A knowledgeable New York truck accident lawyer can evaluate your case and determine the potential worth of your non-economic damages. Injuries can make you not be able to participate in your favorite hobbies or pastimes. You may also miss out on vacations and other activities that enrich your life and you're entitled to compensation for this loss. Loss of consortium as well as loss of enjoyment of life are also examples of non-economic damages. It is crucial to seek immediate medical attention for any injuries caused by a collision with large trucks. This will not only ensure your health as well, but it can be a vital piece of evidence for any future personal injury claim. It's also crucial to have an extensive medical examination, even if your injuries seem minor at moment. Over time an expert in medical care can determine the severity of your injury is and provide you with the proper treatment. The next step is to have your attorney look over all the evidence, and then compile a demand letter which sets the compensation you require. Your lawyer will forward the letter to the parties responsible and their insurance companies. If they refuse to settle your demands then your lawyer will be ready to take them to the court. This shows them that you're not going to compromise and they must be treated with respect if they want you to get fair compensation. Be prepared for the insurance company of the person who was at fault to contact you about the collision and any injuries you suffered. They're usually “wolves in sheep's clothing,” and they will try to get information from you that they may make up out of context and use against you in court to minimize your settlement. By the lawyer handling all communications with insurance providers and others, you can make sure that you don't make any statements that could be used against you. Damages The most important part of the truck accident claim is damages. Damages can be economic (medical bills loss of wages) or non-economic (pain and suffering). In both instances however, there's one thing that all damages have in common: they are the result of negligence by another party. Therefore, in order to be compensated for these losses, the injured victim must be able to prove that the liable party did not exercise reasonable care when operating or maintaining their vehicle or negligently acted on the road. Even minor accidents could cause devastating injuries due to the weight and size. Even if you feel that your injuries aren't severe It is imperative to seek immediate medical attention. This will not only protect your health but also provide important documentation for any injury claim that could be filed. This will allow your insurance company to understand the full extent of your injuries, and can help them avoid arguing that you'ren't as injured as you claim. In the same way, it is essential to keep records of all expenses associated with your accident. You must keep the track of any travel costs you incur to reach doctor's appointments and other treatments. Also any property damage caused by the accident. This includes your car which could be ruined as well as other personal possessions such as watches and jewelry. Insurance companies will often contact you to offer you a settlement quickly after the crash. You should not speak to them or accept a settlement prior to consulting with a knowledgeable truck accident lawyer. spokane valley truck accident law firm try to lure you into accepting low-cost offers that don't enough cover the costs associated with your accident. A lawyer who is knowledgeable will be able to examine your records and provide an accurate estimate of the case. In addition your lawyer will determine if additional damages are available, such as punitive damages. These are damages designed to punish the perpetrator, and discourage others from engaging in similar conduct.